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Schedule of all fees to be charged for services performed by the Credit Access Business (CAB) in connection with motor vehicle title loans, as applicable in the following examples:
The fee to record our lien, may vary by county, but will not exceed $33, except in Comal County where the fee is $35.50.
Any payment not paid in full on or before the 10th day after the scheduled payment date on this contract shall be subject to a late fee not to exceed the greater of five percent (5.00%) or $7.50.
If you default, you may incur charges, costs, fees and expenses, including all collection costs and reasonable attorneys’ fees incurred or paid in exercising any right, power or remedy related to nonpayment, repossession, or sale of the vehicle. If any check, money order, payment (whether tangible or electronic), transfer, or other instrument or item is rejected or returned for any reason, we may charge you, and you agree to pay us, a returned payment fee of $30.00 (“Returned Payment Fee”).
This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: email@example.com
An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
Notice to Texas Residents:
In the fee schedule provided, and in many of our Texas stores, Vin-Title, LLC (d/b/a Discount Title Loan) operates as a registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party.