Question 1

Will my loan be reported to credit bureaus?

Accepted Answer

Title loans are generally not reported. Personal loans typically are. Ask your store about the specific product you are applying for.

Question 2

Can I get a loan with bad credit?

Accepted Answer

Yes. Loans are collateral-based — approval is driven by your vehicle, not your credit history.

Question 3

Do you lend to active-duty military?

Accepted Answer

No. To comply with the Military Lending Act we do not extend title loans to active-duty service members or their dependents.

Credit & reporting FAQ

Credit