Question 1

Can I keep driving my car?

Accepted Answer

Yes. You keep your car and drive it normally. We hold the title, not the vehicle.

Question 2

What is a lien-free title?

Accepted Answer

A lien-free title means no other lender is listed on the title — you own the vehicle outright.

Question 3

Can I change the loan amount before disbursement?

Accepted Answer

Yes. Before funds are disbursed you can request a lower amount than the maximum we offer.

Question 4

How do I set up autopay?

Accepted Answer

Ask your store about ACH autopay from a checking account at signing or any time during the loan.

Question 5

How can I make a payment?

Accepted Answer

Pay in-store with cash or debit, or by phone. Online and ACH options may also be available depending on your loan.

Question 6

Can I cancel within 3 days?

Accepted Answer

Texas law gives you a right to rescind certain loans within 3 business days. Ask your store about the specific terms in your contract.

Question 7

Is there a prepayment penalty?

Accepted Answer

No. You can pay off your loan early at any time with no prepayment penalty.

Title loans & payments FAQ

The loan