Question 1

How fast can I apply?

Accepted Answer

Most customers finish the online estimate in about a minute, and we follow up the same day. In-store visits typically take about 30 minutes.

Question 2

How much can I borrow?

Accepted Answer

Loans range from $150 up to $10,000. The exact amount depends on your vehicle's value and your ability to repay.

Question 3

How long do I have to repay?

Accepted Answer

Terms typically run 3 to 6 months with fixed monthly payments.

Question 4

Who do I contact with questions?

Accepted Answer

Call 1-800-538-3133 or your nearest store directly. See the locations page for the full list.

Question 5

What do I need to apply?

Accepted Answer

A government-issued ID, your vehicle, its lien-free title in your name, and proof of regular income.

Question 6

Do I need a job?

Accepted Answer

No — a traditional job is not required. We accept proof of regular income from disability, Social Security, child support, alimony, unemployment, or self-employment.

Question 7

Can I apply without a bank account?

Accepted Answer

Yes. Funds can be picked up in-store as cash or as an electronic check by email.

Question 8

What if I have bad credit?

Accepted Answer

Approval is based on your vehicle, not your credit score. All credit types are welcome.

Application FAQ

Getting started

Requirements